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UMB Big Bash® beneficiaries: Drumm Farm and Turner House are doing big things in Kansas City

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Have you heard of Drumm Farm Center for Childrenor Turner House Children’s Clinic? These two organizations are doing amazing work right here in Kansas City to support local children. And they just happen to have been chosen to be the two beneficiaries of the 2013 UMB Big Bash®.

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Drumm Farm Center for Children farmers market gardenDrumm Farm Center for Children (Drumm Farm) supports children in foster care and their foster families. Their mission is “to provide stable nurturing environments for children in foster care, keep siblings together, and inspire lifelong connections by being a resource for children and families.”

 

 

 

Drumm Farm provides support programs, counseling services and on-campus accommodations, and offer stability for children in foster care. The on-site housing combined with support from the professionals on staff creates a home environment where both the families and the children can work toward achieving permanency.

One of their more unique programs is the Drumm Farm Farmer’s Market. Open from May through September, this program includes a three-acre garden and small livestock. The children on campus help with farm operations, so they can learn valuable life skills and connect with nature. The Drumm Farm Farmer’s Market is open to the public from 8 a.m. to noon on Saturday from May through September.

Drumm Farm also provides programs to transition young adults who have aged out of the foster care system. The staff provides instruction, life-skill development and supervision to prepare these children to be successful adults.

Turner House Children's Clinic flu shotTurner House Children’s Clinic (Turner House) serves low income, uninsured and underserved children in the Kansas City Metro. Their goal is “to ensure that underserved and uninsured children have a medical home in which they receive quality affordable healthcare to treat acute conditions, prevent disease through regular well-child exams and immunizations, and manage chronic conditions such as asthma and obesity.”

 

 

Turner House serves approximately 4,000 patients and completes more than 9,200 visits each year. They offer many services, including well-baby and well-child physicals; school and sports physicals; immunizations, same day sick child appointments, hearing and vision screenings, developmental screenings, referrals to specialists and Medicaid enrollment. They also provide patient and community education. Turner House is open each weekday plus two evenings a week and Saturday mornings. This expanded schedule helps keep children away from expensive, non-urgent emergency room visits.

Each year, Turner House offers Back to School Physicals. Between July 1st and Sept. 30th, they provide close to 1,000 children with physicals and immunizations before they go back to school. Without up-to-date shots, children are in danger of being exposed to childhood diseases, which can keep them from attending school and expose other children. When area school districts realized several years ago there were large numbers of children without current physicals and shots, they decided to strictly enforce state immunizations requirements. Turner House works to ensure these children are healthy and ready to go back to school in the fall.

You’re probably wondering, “What can I do to support these two fantastic organizations?” Of course I encourage you to volunteer or make a donation, but you can also have big fun supporting Drumm Farm and Turner House by attending UMB Big Bash on June 20. The annual fundraiser will include a concert by Huey Lewis and The News, as well as great food from local Kansas City restaurants and a silent auction.

 

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


Mr. deSilva is president and chief operating officer of UMB Financial Corporation. He is also vice chairman of UMB Bank, n.a. Mr. deSilva joined UMB in January 2004. He is primarily responsible for UMB's fee-producing business units and product lines, including Scout Investments; UMB Fund Services, UMB Healthcare Services Payment Solutions, Prairie Capital Management. Additionally, he is responsible for all corporate operations, technology, properties, security and marketing.



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Your Bank: It’s more than a place to get free candy and custom checks

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Banks and technology have evolved in the past 20 years and this has changed the way you interact with your bank. Even though the buildings, technology and even the industry have changed, your relationship with your bank is still the same.

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You should still expect a partner in your bank. The professionals at your bank should walk you through financial situations so you can plan beyond simply paying your monthly bills.

Your bank should:

  • Help you create a financial plan that is a series of relatively simple steps that fit into your life in a practical way,
  • Advise on relevant, current topics, and
  • Connect the dots between global economic issues that could impact your goals

Banks have a responsibility to be transparent and to provide you the tools to achieve your financial dreams! Check out this video about what an advisor at your bank can do to help you do just that.

Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender


Ms. Pierson serves as executive vice president of Consumer Banking. She joined UMB in 2011. She received a Master of Business Administration from Rockhurst University and a Bachelor of Science in Industrial Engineering from the University of Missouri. Ms. Pierson is actively involved in the community, having served on a number of boards including the Kansas City Area Development Council, LISC of Greater Kansas City, the University of Missouri Industrial Manufacturing Systems Engineering Board and the Lee's Summit Education Foundation Advisory Board.



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The Federal Reserve: How the play ends

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The unprecedented expansion of the Federal Reserve’s (Fed) balance sheet that has occurred via quantitative easing (QE) over the last few years has created anxiety over the challenges associated with normalizing the Fed’s investment holdings. Forecasts about how the Fed will shrink its balance sheet by “managing down” its portfolio, a process loosely referred to as the Fed Exit Plan, have ranged from moderate concern to outright panic.

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Recently, the Federal Reserve provided an ambiguous update on its QE3 program, with Chairman Ben Bernanke supporting ongoing stimulus efforts during his testimony at a Congressional hearing. That was followed later the same day with the Fed’s April meeting minutes showing some officials would like to begin slowing the program as early as next month.

Regardless of exact timing, if the Fed successfully orchestrates a relatively smooth transition out of QE and into a tightening phase, we believe:

  • The next two to three years of Gross Domestic Product GDP growth will be 2.0-2.5 percent and that interest rates will move to 2.5 percent in 2013 and 3.5 percent in 2014.
  • The Fed Exit period will be marked by bouts of short-term volatility, but over the longer cycle should not result in dramatic, uncontrolled spikes in interest rates.
  • This environment should be supportive of positive equity returns and will be punitive for fixed-income assets, especially longer-duration government bonds.

Click here to read my full perspective on the Fed Exit Plan.

 

Private Wealth Short Disclosure

UMB Private Wealth Management is a division within UMB Bank, n.a. that manages active portfolios for employee benefit plans, endowments and foundations, fiduciary accounts and individuals.  UMB Financial Services is a wholly owned subsidiary of UMB Bank, n.a. UMB Bank, n.a., is an affiliate within the UMB Financial Corporation.

“UMB” – Reg. U.S. Pat. & Tm. Off. Copyright © 2012. UMB Financial Corporation. All Rights Reserved.

NOT FDIC INSURED/ NO BANK GUARANTEE/ MAY LOSE VALUE

Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender

 

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


Mr. Kelley is managing director of fixed income at UMB and is responsible for overseeing the product development and management of the fixed income holdings for the Wealth Management division. Mr. Kelley earned a Master’s of Business Administration from Baker University in Kansas City.



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Thank you to our veterans

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I was recently at an event hosted by Facing History‡, an organization that creates history curriculum that teaches kids to be more tolerant. One of the speakers at the event was a girl who received an award for an art project. Her guest that evening was her grandmother, a holocaust survivor. They told an amazing story and I walked away from that event with a renewed commitment to never forget our men and women in uniform.

Staff Sergeant James D. Shearer, United States Air Force, and Mariner KemperUMB Bank Colorado honored veterans,
including Staff Sergeant James D.
Shearer, United States Air Force.

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As the last of the World War II survivors pass on, I am reminded that my children, and frankly anyone younger than 60, don’t really know what it is to sacrifice in a time of war. We are currently in at least two wars right now. But do you notice on a daily basis? The answer is probably no. There are no food rations. Or fuel taxes to support the war. It is a shameful reality of our society.

As our men and women return from combat duty, they are not greeted with a hero’s welcome. We expect them to reintegrate into a society that has not acknowledged their sacrifices. Or the sacrifices of their families. These people have volunteered to put themselves in harm’s way to protect us. To protect our children. They ensure we can continue to live our lives uninterrupted.

My father served in the Navy and he still maintains the sense of pride they instilled in him so many years ago. It is incredible to see how these veterans have somehow managed to maintain the lost art of social graces and respect. They stand when someone enters the room and say sir and ma’am, while the rest of us seem to have forgotten how to treat each other.

So, what can we do to support these fine men and women? First and foremost, we can say thank you. We can give up our prime seat on an airplane or offer to pick up their sandwich at the local deli. A thank you can go a long way. But it’s not enough. There are numerous organizations in your communities that are specifically designated to assist veterans and their families, especially those in need. Below you will find a list of websites and resources in your community.

This has always been a passion of mine, and of UMB’s. We celebrate veterans with an annual event across our footprint and help the Marines with their Toys for Tots program. We hire as many veterans as possible. But we could, and should be doing more. Send us your ideas on how we can support veterans in our communities. This is a group effort. We should find as many ways to show our gratitude as possible.

And to veterans past, present and future: Thank you. Thank you for volunteering to protect millions of people you have never met. Thank you for ensuring we have the freedom to express our thoughts and for protecting our rights and liberties. There is no other place in the world where you have the ability to build something; to create a business in our unique free market system. And it is because of these brave men and women. Thank you, from all of us.

Resources:

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


Mr. Kemper is the chairman and chief executive officer of UMB Financial Corporation and UMB Bank, n.a. He joined UMB in 1997. Mr. Kemper is active in both civic and philanthropic endeavors. One of the causes he is most passionate about is the arts. He currently serves as a trustee and executive committee member for the Denver Art Museum and is a past board member for The Arts Council of Metropolitan Kansas City.



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Oklahoma tornado: How to help

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Oklahoma

 

In light of the recent severe weather in Oklahoma, many have asked how they can help. See below for information on how you can assist some of the organizations on the ground and helping those who have been impacted. Check umb.com for updates.

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American Red Cross

The Red Cross has set up shelters in various communities. You can donate to the Red Cross Disaster Relief fund at redcross.org. The organization also suggests giving blood at your local hospital or blood bank. If you want to send a $10 donation to the Disaster Relief fund via text message, you can do so by texting the word REDCROSS to 90999. The donation will show up on your wireless bill, or be deducted from your balance if you have a prepaid phone. You need to be 18 or older, or have parental permission, to donate this way. (If you change your mind, text the word STOP to 90999.  Additional information can be found here‡.)

Phone: 1-800-RED CROSS (1-800-733-2767); for Spanish speakers, 1-800-257-7575; for TDD, 1-800-220-4095

Salvation Army

The Salvation Army is organizing disaster response units to serve hard-hit areas in central Oklahoma, including Moore, where it is sending mobile kitchens that can serve meals to 2,500 people a day, and to South Oklahoma City. Supporters can donate online via the organization’s website, SalvationArmyUSA.org. You can also text the word STORM to 80888 to make a $10 donation via cell phone.  To confirm your gift, respond with the word “Yes”.

If you want to send a check, the Salvation Army asks that you put the words “Oklahoma Tornado Relief” on the check, and mail it to: The Salvation Army, P.O. Box 12600, Oklahoma City, OK, 73157.

Phone:  1-800-SAL-ARMY (1-800-725-2769)

United Way of Central Oklahoma

The organization’s disaster relief fund was activated on May 20 so that individuals can specifically donate to tornado relief and recovery efforts, the organization says on its site.

“Financial contributions are the best way to help unless otherwise requested.” Donations can be made online at United Way of Central Oklahoma’s Disaster Relief Fund. Donations may be made online here. Checks, with a notation of “May Tornado Relief” can also be sent to the United Way of Central Oklahoma, P.O. Box 837, Oklahoma City, OK, 73101.

Feeding America

Feeding America’s mission is to “feed America’s hungry through a nationwide network of member food banks”.  It is committed to providing hunger relief services during times of disaster and beyond, remaining in communities long after the first-responders leave and news of the disaster fades from national coverage. During this time, they will be mobilizing 200 hundred food banks and 61,000 agencies. To assist them in their efforts, you can donate online here‡.

Phone: 1-800-771-2303

 

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


UMB Financial Corporation (Nasdaq: UMBF) is a financial services holding company headquartered in Kansas City, Mo., offering complete banking, payment solutions, asset servicing and institutional investment management to customers. UMB operates banking and wealth management centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. It also has a loan production office in Texas. Subsidiaries of the holding company include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisor that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers.



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Infographic: 1913 vs. 2013 (Part 1)

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Did you know the U.S. population has increased by more than 216,000,000 in the last century? See what else has changed in the last 100 years!

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infographic_peoples_1215x504

Click to enlarge.


UMB Financial Corporation (Nasdaq: UMBF) is a financial services holding company headquartered in Kansas City, Mo., offering complete banking, payment solutions, asset servicing and institutional investment management to customers. UMB operates banking and wealth management centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. It also has a loan production office in Texas. Subsidiaries of the holding company include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisor that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers.



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Making the most of your HSA

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As health savings accounts (HSAs) become more popular with employers and employees, you should be well-informed about the benefits and rules around this option. For example, did you know you can use an HSA as a savings/investment tool? Most HSAs are tax-advantaged, offer investment options and you can use them in retirement planning.

So, what else do you need to know? To get the most out of an HSA, you need to understand some of the long-term benefits of this health care savings strategy and what options are available when you sign up for an HSA.

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  • Move past the “use it or lose it” mentality

    HSAs are different than flexible spending arrangements (FSAs), because your unused HSA balance rolls over from year to year so you will not give up the money and your account may grow over time. FSA funds that aren’t used by the customer within a certain time period are lost.Here is an example of how an HSA can be used to save for future expenses.You’re a generally healthy, 20-something male who doesn’t have many major health care expenses. You would like to save for future health care expenses for when you start a family or possibly for when you are closer to retirement age and are more likely to have substantial health care costs. You should consider an HSA.

  • Take a long-term view

    Eligible HSA deposits are tax-deductable, earnings grow tax-free‡(1), and withdrawals for qualified medical expenses are tax-free1. These features may make the HSA a more appealing choice than other tax-advantaged financial instruments such as an IRA. With an IRA, you will pay income tax on your withdrawals used to pay for medical expenses and you may have to pay a penalty for withdrawing money too early. If you withdraw from an HSA for a non-qualified medical expense, you will have penalties and tax implications similar to an IRA.Many HSAs offer investment options. You can invest part or all of your HSA into money market accounts‡(2),or self-directed brokerage accounts (3) for mutual funds or individual stocks. Like all investments, other factors will determine the actual returns on those made within an HSA, but the reality is that these options are underutilized by most HSA accountholders.

  • Learn more and determine next steps

    If your company offers a high-deductible health insurance plan with an HSA, talk to your benefits department about what is included with the HSA. Determine if an HSA is right for you at the time. Many benefit partners will offer “people like me scenarios” to give you a better idea of how you can benefit from an HSA.Here is another example of how an HSA can be used to save for future expenses within a shorter timeframe.

    You’re a woman in your 50s and you are preparing for your retirement in the next 10 to 15 years. You have noticed that your health issues are more frequent and more expensive. You realize that the HSA makes the most sense for you to start investing in now, while you’re still eligible. You also learn that you can make a catch-up contribution to your HSA since you are over age 55. It’s not too late for you to consider an HSA.

To learn more, click here.

UMB CFO Mike Hagedorn discusses the innovation of HSAs and how they have become an important part of the payments industry. He explains the distinction between product and innovation and how a company can poise itself to be a leader in innovation.

 

1All mention of taxes is made in reference to federal tax law. States can choose to follow the federal tax-treatment guidelines for HSAs or establish their own; some states tax HSA contributions.  Please check with your state’s tax laws to determine the tax treatment of HSA contributions, or consult your tax adviser. Neither UMB Bank n.a., its parent, subsidiaries nor affiliates are engaged in rendering tax advice.

2 Contributions up to the $1,000 peg balance are FDIC insured.  Any funds over the peg balance that are swept into a money market mutual fund are not insured or guaranteed by the FDIC or any other governmental agency.  Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market mutual fund.

3 Investments made through your HSA Self-Directed brokerage account are not FDIC insured.  Investments offered through UMB Financial Services, Inc., member FINRA, SIPC.  UMB Financial Services, Inc. is a subsidiary of UMB Bank n.a.  UMB Bank n.a. is a wholly-owned subsidiary of UMB Financial Corporation.  UMB Financial Services, Inc. is not a bank and is separate from UMB Bank n.a. and other banks.

Investments in securities, whether through the money market sweep account or through other investment options available in the self-directed brokerage account are:

Not FDIC-Insured · May Lose Value · No Bank Guarantee

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


Dennis Triplett is chief executive officer of UMB Healthcare Services. He is responsible for the strategic direction in healthcare banking and manages the sales and marketing activities, plus product development and relationship management. Dennis has more than 29 years of experience in the banking industry. He currently serves as board chairman for the Employers Council on Flexible Compensation, chairman of America’s Health Insurance Plans’ HSA Leadership Council and a charter member of the American Bankers Association’s HSA Council.



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Meet Beulah Thompson

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Beulah Thompson

Meet Beulah Thompson. She was born in Lincoln, Mo., in 1909. Yes, you read that right. 1909. She recently celebrated* her 104th birthday at St. Andrews Church in Kansas City, where she has been a member for more than 70 years. Another fun fact is that she’s been a UMB customer for more than 50 years.

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To this day, Beulah is a strong yet kind woman who is no stranger to hard work. She started working in her early teens, washing clothes for 60 cents a day.

“Then I got a raise, and they paid me 75 cents a day!” she joked.

Eventually she worked for the Sullivan family and took care of their children. She worked for the Sullivans for 23 years, helping raise all seven of their children. To Beulah, the Sullivans were more than an employer. They were her family.

One day Beulah was talking to a friend, a customer of City National Bank and Trust Company (which would one day become UMB Bank). The two were chatting about running errands and paying her bills when her friend suggested Beulah open a checking account at City National Bank and Trust.

More than 50 years later, Beulah still banks with UMB. Until recently, she was a regular at the branch in downtown Kansas City at 10th and Grand. She doesn’t make it in to the bank as often as she used to, so she’s embraced convenient bank technology like direct deposit and bill pay. She still writes her own checks to pay some of her bills and says she’s always been happy with UMB.

“Everyone is so nice when I go to the bank. And when I call in they’re very pleasant and nice as they can be,” Beulah said.

Today, Beulah enjoys an active life of going to church, visiting friends, reading The Kansas City Star as well as several national newspapers and magazines. She says she wants to know what’s going on in the world. She also enjoys doing crossword puzzles and watching her favorite team, the Royals, on TV.

Beulah has a lasting impact on everyone she meets. To this day, the Sullivan kids still say, “I’m one of Beulah’s kids.” She talks to them on a regular basis and continues to give the advice she has lived by to this day: “Don’t say you’re going to do it; do it.”

Born at the beginning of the 20th century, Beulah has watched the world change as we entered the 21st century, sometimes for the better and sometimes for the worse. Even today, she is still fiercely independent and a fighter. As she said, “I’ve been through it, honey, but I’m still kickin’!”

As we look back on the first 100 years of UMB, we want to thank Beulah for more than 50 years as our loyal customer.

 

* Courtesy of KCTV5

Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


UMB Financial Corporation (Nasdaq: UMBF) is a financial services holding company headquartered in Kansas City, Mo., offering complete banking, payment solutions, asset servicing and institutional investment management to customers. UMB operates banking and wealth management centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. It also has a loan production office in Texas. Subsidiaries of the holding company include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisor that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers.



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UMB Bank forms agribusiness unit

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When UMB opened its doors in Kansas City 100 years ago as a local store-front bank, the city was mostly agricultural and many of the company’s first loans were to agribusinesses‡. Today, UMB serves more than 1,000 clients in this industry. Stafford County Flour Mill‡, for example, has been a long-time UMB agriculture customer.

We recently launched a division that will be solely devoted to agribusiness lending to serve customers footprint-wide. This expansion will cover all areas of agriculture, from producers and processors to suppliers and manufacturers of equipment and goods.

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I am proud to lead this new division with an expert team that has more than 200 years of combined ag lending experience. Some of our customers include ag machinery manufacturing companies, like Harper Industries‡, and ag machinery and equipment wholesalers, like Sydenstricker Implement Company‡. Our experience with a diverse customer base gives our new division the knowledge and expertise to support every type of agribusiness-related organization.

UMB has built a reputation on relationships for the last 100 years. An example of how we partner with our customers is when we worked closely with our farmers and grain merchandisers in 2008 to forecast their potential borrowing needs for the year. By doing this we increased our loan commitment levels before the market prices increased. This type of customer-based, proactive relationship has helped our customers reduce risk and, in turn, helped them meet the needs of their customers while still expanding their business in an ever changing economy

We understand that the agribusiness field is filled with factors that are outside of human control, like unpredictable weather or fluctuating grain prices. We’re here to help our agribusiness partners manage one of the areas of this industry they can control—their finances—in order to grow their business now and into the future.

 

Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender 

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


Mr. Watson serves as president of the UMB Agribusiness Division. He joined UMB in August of 2005 and has also served as the president of the UMB Kansas region. Watson is a graduate of Wabash College in Crawfordsville, Indiana with a major in Psychology. He has also attended The Colorado School of Banking, The National Commercial Lending School (where he has also been an instructor), and the Stonier Graduate School of Banking.



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UMB “More Than” student video contest

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As part of our 100-year anniversary celebration, UMB sponsored a student video contest that engaged college students by using the “more than” theme. The contest was open to any person over the age of 18 enrolled in at least three credit hours in a college or university in our seven state retail footprint.

We asked for video entries that contained emotionally compelling content to inspire others by telling a story of how they see “more than” in their life, school or community.

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In honor of the company’s 100 years in business, the contest ran for 100 days (September 13, 2012 to December 21, 2012). Entries were scored by a pre-determined judging panel. Based on those scores, the top 15 finalists were posted to the UMB Bank Facebook page on February 1 and counted down until only the top five finalists were left. The top five finalists were then open to a two-week public vote on Facebook. The judge’s scores and the Facebook votes were combined to determine the top three winners, announced on March 1.

The grand prize winner received $20,000 and a trip to New York City to see their video displayed in Times Square. The second place winner received $10,000 and third place received $5,000.

The grand prize was awarded to Purna Biswa, Hang Summers and Evgeniya Zvigunova from the University of Missouri – Kansas City for their video titled “Inspired to do More.”

Biswa, originally from Shawnee Mission, Kan., is majoring in computer science. His favorite part of the trip: “Watching myself on that huge Nasdaq building was like the sweetest dream come true.”

Summers, originally from Kansas City, Mo, is majoring in computer science. Her favorite part of the trip: “The best part of this trip for me was getting the chance to explore New York because I have never been there. The city is so beautiful and the experience helped me find more inspiration to keep doing what I love…Cinematography.”

Zvigunova , originally from Moscow, Russia, is majoring in computer science. Her favorite part of the trip: “This trip was the most exciting and unique experience of my life because I felt that I am powerful enough to make a difference in this world.”

The students had a great time in New York City!

NASDAQ PHOTO - Video Contest Winners in Times Square2

Zvigunova, Biswa, UMB CEO Mariner Kemper and Summers stand in front of the Nasdaq building in Times Square.

To see the top three prize-winning videos, click here.

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


UMB Financial Corporation (Nasdaq: UMBF) is a financial services holding company headquartered in Kansas City, Mo., offering complete banking, payment solutions, asset servicing and institutional investment management to customers. UMB operates banking and wealth management centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. It also has a loan production office in Texas. Subsidiaries of the holding company include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisor that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers.



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