Blog   Tagged ‘health and wellness’

How to find lifelong financial and physical health

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This last year of my life has been one of the hardest. While I lost a lot of weight and look a lot better, the true prize was the lessons that I learned. One big lesson: your health and finances are directly related. I was lucky enough to have the opportunity to be on ABC’s Extreme Weight Loss and would like to share some of the facts that I have learned!
ABC Extreme Weight Loss - Kelli Poles

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With more than two-thirds of Americans being overweight or obese, the United States depleted about $200 billion of medical spending on obesity related illnesses.  Let’s focus on how we can individually do our part to put a dent in those numbers.

“Isn’t a healthy lifestyle expensive?”

This is the belief that many people have. However if you compare the difference between healthy ways of living with the consequences of medical bills, it’s quite the opposite. Financial and health problems create a vicious cycle. Financial stress can result in skipping meals, poor food choices, missing check-ups or even emotional eating. These all lead to health problems, which then lead back to more financial issues. Another aspect of this cycle is your financial legacy. The morbid fact is that obesity leads to death, and in many cases this causes your family members to take on the financial burden.

Below are some tips that will work for a prosperous life in both the health and financial realm.

  • Organization is Key. Just as you have to organize your finances, such as managing debt, budgeting and managing assets, you need to organize your health with scheduled workouts, food preparation and calorie counting.
  • Communicate. Keeping an open line of communication is crucial. Discuss a budget with your spouse, family or even a financial advisor. This will assure that you are on a clear path and should help you answer any questions you have. With your health—find a support system, with the help of a trainer or health professional, online group or your friends and family. Your level of success will increase when you are held accountable.
  • Write it down. Have a to-do list. There are so many tools for creating a budget or organizing your bills. There are also some great apps for calorie counting and exercise tracking. Or do it the old-fashioned way, and write it on a piece of paper!
  • Have Fun! Take time to relax, and enjoy life. Be responsible about your life, career and physical well being. Protect your health and your wealth by finding a good balance between the two. Remember you are not perfect, and it’s okay to indulge every once in awhile. Just be sure it is in moderation, and use it as a reward!

Extreme Weight Loss Season 5 Episode 2

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


Ms. Kelli Poles is a Client Relationship Manager for UMB Bank N.A. She is responsible for strengthening relationships with current consumer clients and prospecting externally for new clients. She joined UMB Fund Services in 2011 and has 6 years of experience in the financial services industry.



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Wellness Counts: Invest in You

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Here at UMB, we encourage our associates to take personal responsibility for improving their health and that of their families. Already an important part of the company culture, we saw room for improvement in our current wellness plan and we knew we could do more. So in 2012, UMB rolled out a Health and Wellness program that was more thorough than anything we had done before. I volunteered to be the executive champion for this program because it’s important to me and it’s important to our associates.

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We want to have a healthier workforce. When we live a healthier lifestyle, we can positively affect our team. Living healthy often means you’re more alert, energetic and have fewer sick days. Not all health conditions are within our control, but many of them are. With our wellness plan, we focus on what our associates can control and put into place initiatives that give them the power to change their lifestyles for the better:

  • Medical plan discount incentive for associates enrolled in our medical plan who participate in various activities and receive a discount toward their monthly premium. Activities include completing health screenings (cancer, dental, vision, etc.), engaging in physical activity, and certifying that they are tobacco free.
  • Wellness coaches hired through Wellness Coaches USAto confidentially discuss health and wellness related topics and answer questions our associates might have. They can simply ask questions or even set goals with the coaches. The coaches will give them advice and tools to meet those goals and meet with associates to check on their progress.
  • Monthly newsletters to share our program offerings with associates. It includes an associate spotlight, information about what fruits and vegetables are in season, healthy recipes, and different ideas for exercise.
  • My blog to share with associates my thoughts and experiences on the monthly wellness topics. I also let them know about my wellness goals and how I’m progressing. For example, I’ve shared how I am working with our wellness coach about nutrition so I can develop healthier eating habits. Then in a later blog post I will share how I have been progressing toward that goal.

So far we’ve seen some fantastic progress. Our wellness coaches and health insurance carrier reported these findings over the past year:

Wellness Results Infographic

I’m extremely proud to say we’ve been recognized for the amazing efforts of our associates. UMB has been recognized as a Healthiest Employers finalist in Milwaukee (2012), St. Louis (2012), Wichita (2013) and Denver (2013). Just recently, the CEO Roundtable on Cancer honored UMB with the CEO Cancer Gold Standard for our efforts to reduce the risk of cancer for associates and their family members.

I realize this is only the beginning. We’re starting with awareness and slowly moving into building more engagement in the programs over time. We encourage our associates to evolve beyond any unhealthy habits they’ve developed and learn to lead a healthier lifestyle. As I’ve learned with the goals I’ve set with our wellness coach, the small successes will build over time and lead to a big difference.

 

When you click links marked with the “‡” symbol, you will leave UMB’s website and go to websites that are not controlled by or affiliated with UMB. We have provided these links for your convenience. However, we do not endorse or guarantee any products or services you may view on other sites. Other websites may not follow the same privacy policies and security procedures that UMB does, so please review their policies and procedures carefully.


Mr. Hagedorn is president and chief executive officer of UMB Bank and vice chairman of UMB Financial Corporation. Prior to this role, Hagedorn served as chief financial officer and chief administrative officer of UMB Financial Corporation. He joined UMB in March 2005.



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