A will allows you to protect and distribute your property owned by you at your death* through a written legal document. By detailing who should inherit what, you try to ensure that your possessions are distributed by your wishes, rather than state laws.  Remember, having a will does not mean that your estate will avoid probate.
Benefits of Having a Will

*Your will only affects property owned by you at your death titled in your sole name. It typically does not affect property which is owned as joint tenants with rights of survivorship, which passes by beneficiary deed or designation, including “Pay on Death” or “Transfer on Death,” or which is owned by a trust.

UMB is not providing you with any legal or tax advice.  You need to consult with your own legal and tax advisors to determine what estate plan is best for you and how the laws of the state governing your estate might affect you given your specific circumstances.


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