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Higher Education Focus: What to know about credit and debt capacity evaluations

If you manage a public or private higher education institution, you may be considering bond financing to fund projects for your campus and students, which means you need to understand the methodology used to establish debt capacity through the credit evaluation process. Key in any financing plan is to understand the credit impacts of new money borrowing, refunding for savings, restructuring to improve security, collateral and/or covenants, or a combination of these.

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