Latest content:
When to use credit cards versus your emergency fund
Saving for an unexpected expense can be a challenge. Here are some tips to help you decide whether to pay with your credit card or emergency fund.
When to use credit cards versus your emergency fund
Saving for an unexpected expense can be a challenge. Here are some tips to help you decide whether to pay with your credit card or emergency fund.
How to protect against elder financial fraud
Financial scams cause older Americans to lose money every year. Here are some tips to help protect against elder financial fraud.
Maximize credit card rewards: Top strategies for 2026
Learn how to pick the best credit cards with rewarding sign-up bonuses, travel perks, and cashback offers to get the most value from every purchase you make.
Economic analysis of Q1: The war, oil and consequences for the markets
The first quarter of 2026 witnessed a truly amazing mix of geopolitical and market events in rapid succession. Read our current economic analysis.
Economic market update: AI, Iran, inflation and K-shaped consumption
Each month, UMB Chief Investment Officer Eric Kelly and the UMB investment management team share economic insights and market impacts from the past several weeks.
AI POV: Impacts on the markets and what the future may hold
AI is here to stay. It is too valuable in driving productivity to be shackled. Here we outline what that may mean for the markets over the next few years.
ESOPs as a business exit strategy
More business owners are using employee stock ownership plans (ESOPs) for exit strategies. Here, we explore the limitations, advantages, and disadvantages of ESOPs.
Top financial strategies for fleet management
Managing a fleet is no small feat. Here are our top tips for fleet leaders to position their enterprise for long-term sustainability and growth.
Small business lending: A guide to applying for a loan
For business owners who are ready to take their company to the next level, we have insights into how to prepare for a small business loan.
Fintechs should ask what, exactly, ‘Regulatory Playbook’ means
A regulatory playbook can mean different things. Find out what clarifying questions fintechs should ask potential BaaS providers as they conduct their due diligence.
The OBBBA earnings test for higher education: Questions university finance leaders are grappling with
The One Big Beautiful Bill Act (OBBBA) is affecting universities through the program-level earnings test. Learn about the impacts to higher education.
Anatomy of a municipal bond issuance
A municipal bond allows local governments to raise funds for public projects. Learn more about what they are and how they strengthen communities.
2025 Corporate Citizenship and ESG Report: More committed than ever
Our 2025 Corporate Citizenship and ESG Report shows our commitment to our associates, customers, communities and the world around us.
Building the bench: Amy Small on growth, custody and forever families
We sat down with executive vice president and executive director of institutional custody Amy Small to discuss the growth of UMB's custody business and the values that drive her leadership.
UMB’s women leaders share workplace experiences and offer mentoring advice
UMB's female leaders empower others through support and mentorship. Here, a few female leaders share their experiences and advice.
Small business lending: A guide to applying for a loan
For business owners who are ready to take their company to the next level, we have insights into how to prepare for a small business loan.
UMB’s scholarship program creates opportunities for students to pursue higher education
Read how UMB is committed to supporting associates and their families in pursuing higher education through our scholarship program.
How Millennials and younger generations can take advantage of their HSAs
Learn how Millennials and younger generations are getting ahead of future retirement expenses with health savings accounts (HSAs).


