At UMB, we prioritize our associates’ personal and financial health with programs designed for the well-being and support of our diverse and talented employees.

Our robust benefits program includes medical, vision and dental insurance, health savings and flexible savings accounts, a 401(k) retirement plan with a matching contribution program, and a profit-sharing plan that features an employee stock ownership plan — but that’s not all. We have additional initiatives employees have access to that can improve their overall health.

A Healthiest Employer honoree

The Kansas City Business Journal recently recognized us as a 2022 Healthiest Employershonoree, an award that celebrates KC-area businesses that make health and well-being a priority. The assessment scored companies on their well-being program’s culture and leadership commitment, foundational components, strategic planning, communication and marketing, programming and interventions and reporting and analysis.

Below we share some details on our associate wellness, health and well-being programs.

Work/Life balance

We believe our work is an important part of associates’ lives, alongside many other passions — family, community involvement, health and fitness, time off for relaxation and more.

Employees are encouraged to create a healthy work/life balance by utilizing a minimum of 20 paid time off days per calendar year that scales with your tenure, 16 hours of paid time off to volunteer each year and eight hours of paid time off to use for your physical, fiscal or spiritual wellbeing.

Additionally, UMB offers up to four weeks of paid parental leave for eligible associates so adoptive and birth parents and legal guardians, have paid time off to care for and bond with a newborn or newly adopted child.

Wellness and well-being

We strive to make maintaining our team’s physical health a top priority by offering access to a variety of wellness programs. Eligible associates have $250 per calendar year that can be used for race/wellness event entry fees, weight management programs or to reimburse their fitness center or health membership costs.

We also implemented a fitness tracker subsidy with diverse physical and mental health resources accessible in an app, alongside personalized health goals associates can work toward.

Through our benefits team, we provide associates access to comfortable, private and secure health rooms as required for specific health-related activities and needs during their workday at UMB. We also offer on-site and virtual wellness coaching to advise associates on nutrition and weight control, health metric improvements, tobacco cessation, stress management and more.

Financial wellness

Financial wellness is our wheelhouse, which is why we prioritize the financial foundations of our associates through our associate banking program.

This program offers our associates free financial review to help plan financial goals and strategies, special discounts and waivers for investing with UMB, competitive banking solutions, exclusive mortgage origination fee waiver, interest-bearing checking account based on tiered balances, UMB Simply Rewards Visa® credit card with a special interest rate on purchases and discounted brokerage services.

In 2021, we also launched the UMB Financial Education Center, which provides interactive courses on foundational financial topics. These courses can be customized into a playlist that suits associate financial goals and planning needs.

Associate support programs

When faced with a personal crisis, people sometimes find it difficult to ask their employer for help. At UMB, we want our associates to know we are here to support them in good and bad times. As a result, we offer multiple associate support programs to offer personal or financial assistance to those in need. The UMB Associate Emergency Fund is designed to help in times of dire need and offers financial assistance when all other financial resources have been depleted.

During the holidays, many families struggle financially to buy a holiday meal or purchase gifts for their children and some of our fellow UMB associates may experience these same difficulties. UMB offers a holiday assistance program for associates who are experiencing financial burden or hardship and could use some help during the holidays.

Because UMB is committed to the welfare and well-being of each associate, we provide an employee assistance program to all associates. This program is designed to assist associates in coping with family, personal and/or work-related problems. Services provided through this program are strictly confidential and participation is encouraged throughout the year.

To learn more about UMB and our connections to the communities we serve, visit our community involvement page, read our Corporate Citizenship and ESG Report, and follow us on Facebook‡ and LinkedIn‡.


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