Reagan Holliday is a senior vice president at UMB Bank, n.a. Capital Markets Division. She is a former bond counsel attorney and municipal lawyer with over 20 combined years of municipal, legal and public finance banking experience.

Melanie Velasquez is UMB Bank New Mexico market president and has nearly 30 years of experience in the banking industry.

Bryan Esarco, CPA, MST, CFE, CVA, CEPA is the Vice President of Business Planning Solutions at UMB Bank. He is an experienced strategic advisor for Business Value Growth and Transition/Exit Planning with more than 25 years in public accounting and academic instruction. Bryan has a Bachelor of Arts in accounting from Cardinal Stritch University in Milwaukee, Wisconsin, and a master’s in taxation from the University of Wisconsin-Milwaukee.