I’m excited to share we have completed our systems and brand conversion efforts that officially bring all our associates, customers and properties into the UMB fold.

Since announcing this historic acquisition in January, our teams have been laser-focused and diligently working to ensure we provide a seamless transition for our new customers and communities. I’m extremely proud of their efforts and thrilled we have successfully completed the final operational steps in our acquisition journey.

While this is the end to one goal, it’s also just the beginning for others.

To our customers: Same great team, more support and options

Change is a catalyst, and we believe this catalyst will deliver more opportunities, growth and guidance in service to your financial future.  While the name has shifted for your local branch, your local teams will largely remain the same. The main difference is that you now have even more people and offerings available to you. As a UMB customer, you have the product options and expertise of a competitive national bank, paired with the service and customized experience of a local bank.

We know you have many choices when it comes to your financial provider, and we will work hard to ensure you feel as passionately about working with us as we do about connecting with you. We want to be more than just your bank. We want to genuinely know you, so we can be your trusted advisor and advocate.

To our communities: We are here to serve and more committed than ever

With this tremendous growth comes a need to lean into our core values— not only to welcome new associates across the U.S., but to ensure our new communities benefit from the resources UMB provides. We are committed to being good financial stewards, which in turn serves the economic needs of people and businesses in our neighborhoods.

One of the primary tenets of our 112-year-old organization is to support and give back to the communities in which we live and work. In 2024, UMB Financial Corporation’s and the UMB Financial Corporation Charitable Foundation’s 2024 total giving was more than $5.5 million.

Included in this amount are significant donations to deserving organizations and causes within our new cities that were made following our acquisition announcement in April 2024. This giving has continued in 2025, and we’re excited to expand our impact as we further root ourselves in these communities.

I invite you to read our 2024 Corporate Citizenship and ESG report to learn more about our intentional focus on community investments, philanthropy, volunteerism, being an employer of choice, and more.

To our associates: Thank you

We now have more than 5,000 UMB associates across our footprint, and you are the best in the business. This is clearly evidenced in our recent earnings results and the amazing integration and conversion results you have so expertly delivered for UMB, our customers and each other. Your combined efforts, talents and dedication will be the driving force for our continued success, and I can’t wait for all we’ll achieve together.

A bright future ahead

I am truly excited for the future of our expanded company and the positive impact we’ll have on the people, companies and communities we support. This is only the beginning.