Ginny Housum is a senior vice president and bond trustee at UMB Bank. She is responsible for distressed municipal bond project financings, especially CCRCs and other senior housing issues, such as nursing homes. She joined UMB in 2003 and has more than 25 years of experience in the financial services industry. She earned a Bachelor of Arts degree in history from the University of Colorado, Boulder, a J.D. from the University of Denver, and an LL.M. in taxation from New York University. She is licensed to practice law in Colorado and Minnesota.