Dynamic balance sheet modeling for business planning
As the markets remain uncertain about the future, dynamic balance sheet modeling can assist community banks in planning for the year ahead.
Smart savings: Six strategies to boost your savings plan
Learning how to save lays the groundwork for future financial success and security. A solid savings plan can also help secure financial independence and stability later in life.
Debt strategy comparison: Avalanche or snowball?
While many Americans live with debt, finding a debt strategy method that works for you can be challenging. Here, we compare the avalanche and snowball methods.
UMB offers a first time homebuyer program
UMB is committed to helping build and better the communities we serve. Read about the first-time homebuyer program we offer in five states.
How to evaluate your investment strategy after a Fed rate cut
Here, we discuss the value of a bullet bond investment strategy during time of declining interest rates.
How to use a HELOC for home updates (without breaking your budget)
Consider using a HELOC loan for home renovations to access the equity in your property and fund renovations with financial flexibility.
Using a home equity line of credit to increase home value
As you build equity in your home, you can use that equity to access cash to make purchases through a home equity line of credit (HELOC).
Roll with the changes: Preparing your ALM model for economic shifts
The U.S. economy is on the cusp of a change in monetary policy. Is your interest rate risk model aligned with potential changes?
Financial review: What to prepare and plan for
Do you have an individual financial plan based on your unique financial goals? Discover how to prepare for a financial review.
Budget better with these 5 tips
Use these budgeting tips to take control of your finances. Learn how to improve money management, trim expenses, and plan for the unknown.
