How community banks can confront negative equity and unrealized losses
Community banks are facing a new challenge with unrealized losses lowering tangible equity capital. We discuss recession fears and how the Federal Reserve may respond.
When to use your debit card versus credit card
You may think it doesn’t matter what type of card you use, but there are actually significant advantages to using certain forms of payment depending on the situation.
How to financially prepare for a baby
A baby can be one of the greatest joys in life -- and one of the costliest. Here is a list to help you financially prepare for a baby.
Earnings explained: Third quarter 2022 results and commentary
UMB’s Chief Financial Officer Ram Shankar discusses earnings results for the third quarter of 2022, which includes solid core revenue growth.
Trust in banking: Finding a financial partner and advocate
Placing your trust and confidence in a bank doesn’t happen overnight, but ultimately the bank is here to be your financial partner.
Using a home equity line of credit to increase home value
As you build equity in your home, you can use that equity to access cash to make purchases through a home equity line of credit (HELOC).
How to use a home equity line of credit
A home equity line of credit (HELOC) can help you finance your home improvement projects. Here are some key considerations.
How to get the most out of your banking benefits
Accessing financial resources can be stressful. Learn more about how to get the most out of your banking benefits to achieve your financial goals.
Mid-year bank outlook and our return to office
UMB Bank president and CEO, Jim Rine, recently spoke with the Kansas City Business Journal to share a mid-year bank outlook, business update and insights on the return to office.
Retirement planning: An in-depth look at how and when to start
Retirement planning can seem daunting. Review our in-depth guide and see if you're on the right track to achieving your retirement goals.
