Mr. Gardner is a Vice President/Third-Party Monitoring Manager for UMB. He is responsible for support of UMB Financial Corporation’s Information Security Program through ongoing development, implementation and administration of the Company’s formal Fraud Risk Management Program. He joined UMB in 2014 and has six years of experience in risk management.
Mr. Philip Richter is a Senior Vice President for UMB Bank. He is the Manager of the Public Finance Department in the Investment Banking Division. Phil joined UMB in 1997 and has over thirty years of experience in the municipal bond and financial services industry.
Tom Terry is the Chief Lending Officer for UMB Bank. He is responsible for commercial lending and credit quality. He joined UMB in 1986 and has nearly 30 years of experience in the financial services industry.
Mr. Robinson is the regional chief credit officer for UMB Bank. He joined UMB in 1981 and has 33 years of experience in the financial services industry.
Dominic Karaba is president of commercial banking at UMB. He joined UMB in 2013 and has more than 20 years of experience in the financial services industry.
Mr. Mayfield is a regional CEO for UMB for Greater Missouri. He is responsible for strategic leadership of the region and partnering with teams in various communities throughout Missouri. He joined UMB in 2005 and has 24 years of experience in the financial services industry. Tony is passionate about building relationships and developing associates to help them maximize their potential and success at UMB.
Ms. Ponce is a Financial Center Manager for UMB Bank. She is responsible for managing the Collinsville micro-market. She joined UMB in 1991 and has 23 years of experience in the financial services industry.
Ms. Baker serves as President of the Greater Missouri Region. She works with commercial and institutional clients providing credit and treasury management services. She is also active in the community with significant experience in supporting economic development initiatives in the Springfield area and across Missouri.
Dave Bauer is executive vice president and executive director for the practice finance specialization in UMB's business banking division. He joined UMB in 2011 and has more than 10 years of experience in the financial services industry.
