DUS bonds: An effective strategy for a steepening yield curve
A cooling economy and declining labor market increase the likelihood of rate cuts this fall. Here, we review how DUS bonds can benefit your bond portfolio.
2025 midyear update: Economic insight into community banking strategies
After holding the federal funds rate steady, the Fed has signaled increasing caution as the first half of 2025 ushered in a mixed economic landscape.
Capital stress testing: Preparing for the next recession
Examiners need stress tests to identify risks. Here, we perform stress tests for moderate and severe recessions to help understand the impact on a balance sheet.
Treasury Secretary Scott Bessent’s 3-3-3 plan and the path forward
The first months of 2025 have been a whirlwind of activity as new political outsiders bring fresh ideas with the 3-3-3 plan to stabilize the national debt.
Dynamic balance sheet modeling for business planning
As the markets remain uncertain about the future, dynamic balance sheet modeling can assist community banks in planning for the year ahead.
Sourcing your bank’s raw materials: Tapping the brokered CD market
Rising interest rates have caused the raw material costs for many banks to skyrocket. Here's an overview of the brokered CD market.
How to evaluate your investment strategy after a Fed rate cut
Here, we discuss the value of a bullet bond investment strategy during time of declining interest rates.
Roll with the changes: Preparing your ALM model for economic shifts
The U.S. economy is on the cusp of a change in monetary policy. Is your interest rate risk model aligned with potential changes?
Portfolio strategies for community banks during Fed rate uncertainty
The Federal Reserve has signaled they may wait to initiate rate cuts. Here, we share portfolio strategies for community banks in today’s market.
Recapping the 2023 markets and looking forward to 2024
The economy has proven more resilient than investors thought in 2023. Here, we recap the past year and look ahead to the 2024 market.
