Debt strategy comparison: Avalanche or snowball?
While many Americans live with debt, finding a debt strategy method that works for you can be challenging. Here, we compare the avalanche and snowball methods.
UMB offers a first time homebuyer program
UMB is committed to helping build and better the communities we serve. Read about the first-time homebuyer program we offer in five states.
How to evaluate your investment strategy after a Fed rate cut
Here, we discuss the value of a bullet bond investment strategy during time of declining interest rates.
How to use a HELOC for home updates (without breaking your budget)
Consider using a HELOC loan for home renovations to access the equity in your property and fund renovations with financial flexibility.
Using a home equity line of credit to increase home value
As you build equity in your home, you can use that equity to access cash to make purchases through a home equity line of credit (HELOC).
Roll with the changes: Preparing your ALM model for economic shifts
The U.S. economy is on the cusp of a change in monetary policy. Is your interest rate risk model aligned with potential changes?
Financial review: What to prepare and plan for
Do you have an individual financial plan based on your unique financial goals? Discover how to prepare for a financial review.
Budget better with these 5 tips
Use these budgeting tips to take control of your finances. Learn how to improve money management, trim expenses, and plan for the unknown.
Lifestyle creep: How to identify it and avoid it
As your income grows, continue to check expenses to avoid lifestyle creep, where you spending can impact your financial future.
Maximize your savings: Is a money market account right for you?
Unlock the potential of a money market account by learning more about how they could fit into your financial plan.