What to do when your time deposit account matures?
Once a time deposit term ends, there's a short window of time to decide between renewing the account or withdrawing funds. Here, we weigh the options.
How to recover after holiday spending
After the joy of the holiday season, the extra bills may be rolling in. Here are some tips to recover from holiday spending debt.
Dynamic balance sheet modeling for business planning
As the markets remain uncertain about the future, dynamic balance sheet modeling can assist community banks in planning for the year ahead.
UMB offers a first time homebuyer program
UMB is committed to helping build and better the communities we serve. Read about the first-time homebuyer program we offer in five states.
How to evaluate your investment strategy after a Fed rate cut
Here, we discuss the value of a bullet bond investment strategy during time of declining interest rates.
Using a home equity line of credit to increase home value
As you build equity in your home, you can use that equity to access cash to make purchases through a home equity line of credit (HELOC).
Roll with the changes: Preparing your ALM model for economic shifts
The U.S. economy is on the cusp of a change in monetary policy. Is your interest rate risk model aligned with potential changes?
Budget better with these 5 tips
Use these budgeting tips to take control of your finances. Learn how to improve money management, trim expenses, and plan for the unknown.
Not just for checks: Six ways to use your checking account
Explore six ways to use your checking account beyond traditional check-writing. Maximize your financial strategy with these modern tips.
Guide: Smart planning for your student loan payments
Make student loan payments more manageable with these effective saving strategies and tips for incorporating this expense into your budget.
